Engage, with Discovery Credit Union

The Engage prepaid Visa debit card works just like an account from a high street bank but is only available through an Engage accredited credit union. You can use your Engage card to shop, pay bills and save money with the Engage cashback rewards program.

Low fees

You don’t have to worry about hidden fees or paying over the odds.

Debit Card

Safe and secure access across 30 million locations and 2 million ATMs worldwide.

Contactless

The flexible and faster way to pay for your everyday essentials.

Rewards

Up to 15% cashback on everyday shopping at local and national retailers.

Mobile App

Easier and quicker to access your account. View your account wherever, whenever you want.

Money Management Tool

Be in control of your finances with the Engage innovative money management tool ‘Envelopes’.

Apply for an Engage Card

Get your Engage Account today!

Step 1: Download the free Engage app from the App Store or Google Play

Step 2: Ask your Credit Union for the Engage promo code. You will need this to complete the application process.

Classic: ENDISCCLAS,

Smartcash: ENDISCSMT

Step 3: Complete the short application. Please ensure you have either your passport, driving licence or EU Identity card handy when you begin your registration on the app.

By applying for an Engage Prepaid Visa debit card, you agree to Engage Classic Account terms and conditions. For answers to frequently asked questions, click here.

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Engage rewards

Fantastic rewards and offers available from national and local retailers when you use your Engage Visa debit card. You can have cashback rewards of up to 15%* every time you use your Engage Visa debit card to pay for goods at any one of the participating retailers:

https://engageaccount.com/rewards/

* Rewards vary per retailer

Engage Envelope - Money Management Tool

Take the stress out of budgeting and paying household bills, such your rent,  utilities, and phone bills?

With Engage Envelopes you can ring fence the money you need for your bills, so you never have to worry about overspending.

Once your bill is due, Engage pays it through a standing order or Direct Debit*

Envelopes are simple to set up and can be done by the account holder.

Download Engage Envelope User Guide

Engage Customer Services: 0333 202 3642

Email: info@engageaccount.com

Engage Visa debit card and account is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number 900025) and is a member of Visa. Please note that the Engage is an electronic money product and although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme. Contis Financial Services Ltd ensures that any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent your funds will be protected against claims made by creditors.

How to make the best use of your Engage Card

Providing instant access to your money:

Regular funds, or a Credit Union loan, can easily be paid directly into your Engage Classic account. Once funds are received you can immediately access cash from an ATM*, shop online or instore using your contactless Visa debit card, pay your bills and easily manage your money with the Engage digital mobile app.

  • No fees to set up and just £2.30 a month management fee
  • No cost to make a purchase within the UK
  • Withdraw cash at ATMs or Post Offices*
  • Free cashback service at participating retailers
  • Send money with same-day transfers ^
  • Pay your bills by transfer or standing order ^
  • Earn cashback rewards on everyday shopping and services, visit Engage Rewards
  • Download the Engage App and manage your balance there, free notifications when funds are paid into your Engage account - do not use an ATM to check balances, as it raises a charge to do so ^

How to check your balance

How to activate your Engage Card

How to make a bank transfer from your Engage Card

*99p fee for UK ATM withdrawals and 75p fee for cash withdrawals at a Post Office.

^15p fee for sending same-day, next-day, or future dated payments via Faster Payments.

Engage Customer Services: 0333 202 3642

Email: info@engageaccount.com

Engage Visa debit card and account is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number 900025) and is a member of Visa. Please note that the Engage is an electronic money product and although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme. Contis Financial Services Ltd ensures that any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent your funds will be protected against claims made by creditors.